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Special Promotions

Currently First U.S. is offering special pricing and promotion for:

Refinance Your Auto Loan   Better Than FREE Checking
Ten-10-Ten ARM Home loan   Home Equity Line of Credit (HELOC)
15/15 ARM Home Loan   Visa - 0% APR for 6 months
No Fee - Your Term Home Loan   Sprint Discounts
Fixed Rate Home Loans   Theme Park Discount Tickets
Fixed Equity Loan Special      


REFINANCE YOUR AUTO LOAN

Refinance
your auto loan
and get a cash bonus up to
$300
No Payments for 90 Days Get Cash Out



Call (800) 556-6768 or stop by your local branch today.

Cash bonus, one per vehicle based on refinanced amount from another lender ($100 for refinances of $10,000+, $200 for refinances of $20,000+, $300 for refinances of $30,000+). Cannot be used to refinance an existing First U.S. loan. Offer subject to change without notice. Loan must remain at First U.S. for 6 months or cash bonus is added to payoff balance. Cash back offer not available for purchases. Interest accrues from date of disbursal.

TEN-10-TEN ARM

Ten-10-Ten

3.38/3.65 %
APR
10-Year Rates, 30-Year ARM Loan
Loans Up To $488,750
TEN10TEN
Ask Us About Jumbo Rates.

We're happy to introduce our newest home loan option – our Ten/10/Ten ARM. Save with a rate lower than a 30-year mortgage, and the lower payment of a 30-year term.

It's a great solution if you think that you'll move up or refinance within 10 years. But if your plans change, you can rest easy knowing that your loan can only adjust twice (once every 10 years) during the full 30-year term. And with the low rates and low fees you've come to expect from First U.S., you'll know you're getting an honest deal from the lender you trust.

Talk to one of our Home Loan Specialists today. We can help you explore your options, and will help you make the right decision for your individual home financing needs. Just stop by your local branch, call us at (800) 556-6768 or visit firstus.org for more information or to get started today.

Apply Online

APRs, rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. APR is variable and based on 10-year CMT plus 1.5% margin. Maximum change per adjustment period 3%; maximum lifetime adjustment 6%; floor rate 1.00%. Owner-occupied, CA properties only. Subject to availability. Certain restrictions may apply. Payment example: 120 payments of $4.43 per $1,000 borrowed, followed by 240 payments of $4.43 per $1,000 borrowed (based on today's fully-indexed value). Taxes and insurance are not included in the payment example; your actual payment will be higher. Offer is not available for refinances of existing First U.S. loans.
 
Special Saving for First U.S. Members!

15/15 ARM

 

A 30-year home loan that adjusts only once
– at the end of the first 15 years.
 
In house
loans currently closing within
30 days!
Enjoy the stability of longer rate periods than most ARMs
Save with the low rates of a shorter-term loan
And manage your budget with the affordable payments of a full 30-year term
 

Call today for a free, no-hassle consultation with one of our Real Estate consultants. We can answer any questions you have, and help you make the right choice for your home financing needs. Call (800) 556-6768 and ask to speak with a Real Estate consultant, stop by your local branch, or visit firstus.org for more information today!

3.63/3.66 %
APR
for loans from
$50,000 to $488,750
3.88/3.82 %
APR
for loans from
$488,751 to $675,000
Apply Online
Equal Housing   APRs, rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. APR is variable and based on 10-year CMT plus 1% margin. Maximum adjustment 6%; floor rate 1.00%. Owner-occupied, CA properties only. Subject to availability. Certain restrictions may apply. Payment example: 180 payments of $4.57 per $1,000 borrowed, followed by 180 payments of $4.57 per $1,000 borrowed (based on today's fully-indexed value). Taxes and insurance are not included in the payment example; your actual payment will be higher. Offer is not available for refinances of existing First U.S. loans.

No Fee Your Terms Home Loan

No Fee/Your Term Home Loan

Home Purchase
3.50 %
APR
   Loan Amounts to $488,750   
Apply Online
15-year vs 30-year Calculator

Pay off your home loan faster with the one No Fee/Your Term Home Loan from First U.S. Choose the term that's right for you, from 5 to 12 years. AND save with no application, processing or closing costs.

Save money every month.
Pay off your home before retirement.
Choose your term.
Save with no fees - saves you money even if you recently refinanced.
Refinance to today's low rates – with NO FEES and you choose the term from 5-12 years

Equal Housing   APRs, rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. Maximum LTV 80%. Minimum loan amount $50,000. Owner-occupied CA properties only. Available for first mortgage refinances only. Certain restrictions apply. Borrower is responsible for fees/charges imposed by existing lender. If more that 20% of the original principal amount is paid off within the first 12 months, all third-party charges as disclosed on the GFE and settlement statement that were waived at consummation will be recovered, including, but not limited to the cost of the credit report, document preparation, tax service, title, and appraisal. Payment example: 144 payments of $8.52 per $1,000 borrowed. Taxes are not included in payment example; your actual payment will be higher. Offer cannot be used to refinance or pay down/pay off an existing First U.S. loan.

Fixed Rate Home Loans
Home Purchase
Fixed Rate
Home Loan
10-Year Fixed Rate
3.00/3.18 %
APR

  

15-Year Fixed Rate
3.25/3.38 %
Low Fees, plus... No Points No Prepayment

Don't delay. Apply today.
Apply Online
Equal Housing  

APRs, rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. Borrower is responsible for third-party fees. Owner-occupied, California properties only. Subject to availability. Certain restrictions apply. Payment example: 180 monthly payments of approximately $7.03 per $1,000 borrowed. Offer is not available for refinances of existing First U.S. loans.


 
Our Home Equity Values Just Got Better!
HELOC
Home Equity
Line of Credit

No Annual Fee and No Closing Costs
3-Month Intro Rate
2.99 %
APR
Then Rates as low as
3.99 %
APR
Save with No Annual Fees and No Closing Costs
Manage your payments with a full 20 year draw and repayment period

And save at tax time, as interest may be Tax Deductible.

Apply Online

Equal Housing   APRs, rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. After introductory rate period, APR is variable and based on Prime Rate as published in The Wall Street Journal (currently 3.75%). Minimum APR 3.99%; maximum APR 15%. $499 opening fee (waived if $5,000 initial advance is taken and account remains open for 3 years). Certain restrictions apply. Appraisal fee may be required. Owner-occupied, CA properties only. $200,000 maximum loan amount. Not available for home purchases. Payment example; 3 monthly payments of $5.54 for each $1,000 borrowed during intro period, then 237 monthly payments of approximately $6.05 for each $1,000 borrowed. If only minimum payments are made, a balloon payment will result.
Consult your tax advisor about deductibility.

Fixed Equity Loan Special
 


VISA - 0%APR for 6 Months!
VISA

For purchases, cash advances and more, you'll enjoy the convenience and worldwide acceptance of a Preferred or Platinum Preferred VISA® from First U.S.

0% APR for 6 months
Fixed rates as low as 9.90% Annual Percentage Rates
No annual fees
25-day grace period on purchases
Real-time account access and electronic payments
through online banking and Phone-24 support


Apply Online View Current Rates

APRs, rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. Income, credit and other criteria will determine actual APR. After intro rate period, your rate will not increase. 25-day period to avoid paying interest on purchases applies if the total new balance is paid in full by the due date every billing period. If not paid in full, there is no-grace period. New VISA accounts only. Cannot be used to refinance an existing First U.S. loan.


It's FREE Checking, Just Better!
Better Than FREE Checking BTF Checking
Existing Members Apply New Members Apply

As president and CEO of First U.S. Community Credit Union, I wanted to be the first to thank you for your interest in Better Than FREE Checking.

If you have any questions or if we can help in any way give us a call or stop by your branch. We look forward to providing you and your family with the same level of personalized service that First U.S. members have enjoyed for more than 80 years.

SignatureCarol M. Hauck
President and CEO
First U.S. Community Credit Union

 

Annual Percentage Yield (APY), rates, terms and offers accurate as of 3/23/2017 and subject to change without notice. Dividends are variable and paid on balances up to the first $500 in months during which direct deposit on net payroll is maintained. Free VISA Debit card with 1% cash-back on signature-based purchase transactions during the first six months following account opening up to a maximum of $200.00. One ATM surcharge rebate ($1.50 maximum) per month. First box of corporate image checks (non-duplicates) free. First NSF item free upon request per year. eStatements are required. New checking accounts only.


There's never been a better time to save on your wireless service.
Get a $100 Cash Reward for Every New Line
Now, as a First U.S. member, you can earn $100
for every line when you switch to Sprint®.

  Here's how it works:  
  Members get a $100 cash reward for every new line when you switch to Sprint.  
  Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.  
  Plus, get a $50 loyalty cash reward every year for every line.  

Learn More

Or call 877-728-3428

Sprint Credit Union Member Cash Rewards

Special Saving for First U.S. Members!
 
Six Flags Discovery Kingdom
Six Flags

Online tickets $40.99ea. or print PDF ticket coupon $44.99ea. Save up to $24.00 using promo code CUVIP5
Valid through December 31, 2016

Download PDF
Purchase Tickets
 
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