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Auto and RV Loans

VEHICLE LOANS
Type of Loan

Approximate
Term

APR
as low as

New Vehicles
(Autos, Pickups, Vans and SUVs
2016 - 2018 model years )

Apply Online 36-66 months
72 months
84 months
2.79%
2.79%
2.79%
Fixed rates. Finance up to 125% of MSRP (plus $895 for GAP insurance) for purchases, and up to 100% (plus $395 for GAP PLUS insurance) for refinances.

Used Vehicles
(Autos, Pickups, Vans, SUVs 2007 - 2015 model years)

36-66 months
72 months
84 months
2.79%
2.79%
2.79%

Fixed rates. Finance up to 120% of high Blue Book (plus $895 for GAP insurance) for purchases and up to 100% (plus $395 for GAP PLUS insurance) for refinances. Vehicles over 10 years old: maximum LTV (Loan-to-value) = 100% (plus $395 for GAP PLUS insurance) and a maximum term of 66 months.


Ask about older model car financing and classic car financing.


APR assumes ½% discount for automatic payments. Certain restrictions apply. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 66 payments of $17 per $1,000 borrowed.

HOMEOWNERS: Drive down your taxes with a First U.S. AUTO EQUITY LOAN. We can create a possible tax break for you by adding a courtesy lien to your primary Calif. residence (check with your tax advisor). See “Auto Equity Loans” under Real Estate.


First Time Auto Buyer
(2007 or newer-100,000 or fewer miles)
Ask about discounts up to 1.00% for existing members and family!
Up to 60 mos.
Up to 66 mos.
10.90%
11.49%

Finance up to $500 below (MSRP for new or high Blue Book for used). Plus $395 for GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $18,000 for terms up to 66 months. Payment example: 66 payments of $21 per $1,000 borrowed.


New Recreational Vehicles
2016 - 2018 model years
(Boats, Trailers, Campers, Motor Coaches)
Up to 72 months
84 months
120 months
180 months
5.99%
6.99%
7.99%
7.99%

Finance up to 100% of MSRP, plus tax, license and dealer warranty. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Deduct 1% for loans 90% or less or 2% for loans 80% or less. 180 month term only available if fully self-contained. Payment example: 72 payments of $17 per $1,000 borrowed.


Used Recreational Vehicles
2015 models or older
(Boats, Trailers, Campers, Motor Coaches)
Up to 72 months
84 months
120 months
144 months
6.49%
7.49%
8.49%
8.49%

Finance up to 100% of retail NADA, plus tax, license and dealer warrenty. Deduct 1% for loans 90% or less or 2% for loans 80% or less. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 72 payments of $17 per $1,000 borrowed. 2013 and older models.


New Motorcycle Loans Up to 84 months
6.99%

Finance up to 100% of purchase price, tax and license. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20 per $1,000 borrowed.


Used Motorcycle Loans Up to 84 months
8.99%

Finance up to 80% of high Blue Book. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $21 per $1,000 borrowed.


APRs, rates, terms and offers accurate as of 1/23/2017 and subject to change without notice.

 
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