Membership Share Account
Your initial deposit with First U.S. opens a Membership Share Account. You'll earn competitive dividends with an account balance of just $100. It's easy to set up your account, easy to add to your account and easy to access your cash when you need it.
Extreme Savings Account
Build up your nest egg and earn one of the highest savings rates we offer. With Extreme Savings, we reward you for automatically saving. Deposit any amount up to $1,000 per month, per household with recurring direct deposits, payroll deductions, or with automatic deposits from your First U.S. checking account or from another institution. Then, sit back and watch your savings grow.
Health Savings Account
If you're currently covered by a High Deductible Health Plan, you may be eligible to take control of your health care costs with a Health Savings Account (HSA) from First U.S. HSAs are an easy and convenient way to save and pay for qualified medical expenses. Deposits to your HSA are tax deductible, withdrawals are tax-free for qualified medical expenses, and you don't pay taxes on interest/dividends you earn in your account. Best of all, there's no "use it or lose it" feature.
|HSAs offer multiple tax advantages:
||Deposits (to the allowable limit) are tax deductible off gross income
||Employer contributions are tax-free
||Funds are tax-free when used for qualified medical expenses
||The tax benefits mean you save with every contribution
and reduce costs on medical expenses
Holiday Club/Dream Share Account
Set aside funds in an account earmarked for a special purpose, whatever your dream, then add to it regularly and watch your savings goal become reality. A Holiday Club Account is perfect to save for holiday gift-giving or travel. You can set up a Dream Share Account for a vacation, taxes, insurance or whatever your needs.
Y.E.S.! Club (ages 17 and under)
Our Young Enthusiastic Savers Club can start a young person on the road to a lifetime of good savings habits. No fees, competitive rates and convenient access to funds make the Y.E.S.! Club an attractive savings plan. Club members are automatically entered into a quarterly drawing for a $25 prize each time they make a deposit of $10 or more.
In addition, Club members can open a special Y.E.S.! Club Certificate with as little as $250.
Get a NCUA Share Insurance Estimate.
Non-checking account transfers and withdrawals are limited to six (6) per calendar month per Federal regulation.