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Equity/Home Improvement Loans
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"This is the first loan I applied for where it was processed seamlessly by extremely knowledgeable, courteous and helpful staff from management down. Thanks for the great service."-

    - Raymond M., member since 2000

Tap into the equity in your home for home improvement projects, debt consolidation or more. Whether your needs call for a specific loan amount or a line of credit from which to draw, you'll find the right loan for your situation at First U.S.

We offer fixed, variable, or fixed-to-variable loans as well as special-purpose home improvement loans to meet your budget and your needs.


Home Equity Lines of Credit

Versatile and flexible, a First U.S. Home Equity Line of Credit can help you fund a myriad of situations with the advantage of low payments and tax-deductible interest. Consult your tax adviser for details. Use the funds for anything, like home improvement projects, taxes, debt consolidation, education expenses and more.

Some of our home equity loans offer the highest precentage of your home's value available, while others offer the benefit of no closing costs.

And, if you don't have enough equity in your home to qualify for a traditional loan, our EZ Equity Loans may help you get the funds you need.

Call the First U.S. Real Estate Department at (916) 576-5664 or (800) 556-6768 x 5664 for more information.

Other Home Improvement Loans

  • Second Mortgages are fixed-rate home equity loans which can be adapted for either owner occupied or non-owner occupied properties. With longer terms available this can be an attractive way to finance major home improvements.
  • Roof Equity Loans can give you low-cost funds to replace the roof on your home. Quick approval, low fees and no equity requirements assure that you can get your roof work done when you need it, without delay.
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