Make Your Money Work Hard For You
You work hard to save a little here and there. Make sure that your money is working hard for you in return, with some great certificate rates from First U.S.
Certificate 1.60% APY
With funds new to First U.S., $500 minimum
Personal or Business | Regular certificate or IRA
Talk to a Member Service Representative about other terms that earn up to 3.00% APY.
Annual Percentage Yield (APY), offers and terms effective 02/01/19 and subject to change without notice. Funds must be new on deposit with First U.S. To mix with existing funds, at least 50% ($10,000 minimum) must be funds new to First U.S. APY assumes principal and dividends remain on deposit to maturity. Penalty for early withdrawal may apply. Withdrawals will reduce earnings. Special certificates mature as standard-rate certificates.
Enjoy 15-Year Rates with Low, 30-Year Payments
You can have your cake, and eat it too. Our 15/15 ARM offers the low interest rates of a shorter-term loan, with the low payments of a full 30-year term. Best of all, there’s only one adjustment period - at the end of the first 15 years.
Rates as low as: 4.16% APY
- Enjoy the stability of a longer fixed period than most adjustable rate mortgage (ARM) loans
- Save with the low rates of a shorter-term loan
- And manage your budget with the affordable payments of a full 30-year term
Call today for a free, no-hassle consultation with one of our Home Loan Specialists. We can answer any questions you have, and help you make the right choice for your home financing needs. Call (800) 556-6768 and ask to speak with a Home Loan Specialist, stop by your local branch, or visit firstus.org for more information today!
APRs (Annual Percentage Rates), terms and offers accurate as of 02/01/19 and subject to change without notice. APR is variable and based on 10-year CMT plus 1%. Maximum adjustment 6%; floor rate 1.00%. Owner-occupied, California properties only. Subject to availability. Certain restrictions apply. Payment example: 180 monthly payments of approximately $4.77 per $1,000 borrowed, followed by 180 payments of $4.77 per $1,000 borrowed (based on today’s fullyindexed value). Taxes and insurance are not included in the payment example; your actual payment will be higher.
Tackle Your Taxes with Our Tax Time Loan
It’s nearing tax time. That means the weather’s still cold, and there’s probably some rain on the horizon. If that rain happens to be your taxes, rest assured, we’ve got you covered.
Trust First U.S. for a low-rate, short-term solution to your smaller financing needs. You’ll save with a lower rate than with credit cards or other personal loans and a convenient 12-month term means you can get the loan paid off quickly
- Borrow up to $1,200
- Take up to 12 months to repay
- Save with an APR as low as 8.9%
- And use the funds for anything you need – including a surprise tax bill
Stop by your local branch today, or call us at (800) 556-6768 to take care of your next unexpected event. Act soon. This offer is good until April 15, 2019.
Cannot be used to refinance an existing First U.S. loan. Offer effective 02/01/2019 and subject to change at any time. The quoted APR (Annual Percentage Rate) includes a .50% discount for automatic payments. Income, credit and other criteria will determine actual APR, which may be higher. Payment example: 12 monthly payments of $105.
Bring Your Home Back to Life
Spring is just around the corner, so it’s time to start thinking about bringing your home back to life with some spring projects. Replace an older air conditioner or upgrade your windows. Maybe install a new patio or deck.
We can help you take care of any need with a Home Equity Line of Credit. You’ll save with our low rates – as low as Prime + 0% APR – affordable payments, and the interest may be tax deductible (consult your tax advisor).
- Rates as low as Prime + 0%,
- No Annual Fees and No Closing Costs
- Enjoy the Flexibility of our generous 20-year Draw and Repayment Period
Our Real Estate professionals are here to help you through the process - from deciding if a HELOC is the right option for you - through closing. Don’t just spring clean this year, bring your home back to life. Stop by your local First U.S. branch, visit firstus.org, or call a Member Service Representative at (800) 556-6768 and ask to speak with a Real Estate Specialist today.
Annual Percentage Rate (APR) and offer is effective 02/01/19 and subject to change without notice APR is variable and based on Prime Rate as published in The Wall Street Journal (currently 5.50%). Minimum APR 3.99%. Maximum APR 15%. 20-year draw/repayment period with no annual fee. $499 opening fee for 2nd trust deeds or $799 for 1st trust deeds (waived if $5,000 initial advance is taken and account remains open for 3 years), plus recording fees. Certain restrictions apply. Appraisal fee may be required. Owner-occupied, CA properties only. Add 1 point for piggyback loans. $200,000 maximum loan amount. Not available for purchases. Payment example: 240 monthly payments of approximately $6.89 for each $1,000 borrowed.