Current Newsletter
Get A Low Rate On a 30-Year Home Loan
Purchase a new home or refinance your current home loan with the low rate of a shorter term AND the lower payment you get with a longer term. With a First U.S. 10/10/10 Adjustable Rate Mortgage, you can have it both ways. Save with 10-year rates AND a full 30-year term.
Enjoy longer payment stability than with traditional ARMs, since your rate can only adjust twice during the 30-year term – at years 10 and 20. And since it’s from First U.S., you know that you’ll also save with our everyday lower fees!
Ask one of our Real Estate Specialists for more information today. Just call (800) 556-6768.
Annual Percentage Rates (APRs), rates, terms and offers accurate as of 6/1/19 and subject to change without notice. APR is variable and based on 10-year CMT plus 1.5% margin. Maximum change per adjustment period 3%; maximum lifetime adjustment 6%; floor rate 1.50%. Owner-occupied, CA properties only. Subject to availability. Certain restrictions may apply. Payment example: 120 payments of $4.49 per $1,000 borrowed, followed by 240 payments of $4.68 per $1,000 borrowed (based on today’s fully-indexed value). Taxes and insurance are not included in the payment example; your actual payment will be higher. Offer is not available for refinances of existing First U.S. loans
Get Member Only Deals At Enterprise Car Sales
Stop by a local Enterprise Car Sales location between June 15th and June 30th, 2019 where First U.S. members will find some great deals on a wide selection of newer model, pre-owned vehicles.
- Save with a special ½% APR discount on auto loans AND Kelley Blue Book trade-in value PLUS $750 on your trade-in
- And give your wallet a break with No Payments for 90 Days option
Enjoy one of the industry’s best used car warranties, plus the worry-free ownership of Enterprise’s 7-day or 1,000-mile repurchase guarantee. If you decide the vehicle is not for you, just bring it back – no questions asked.
Don’t miss your chance to take advantage of today’s still low auto rates. Get preapproved at your local branch, at firstus.org, or by calling (800) 556-6768. Or, visit the Enterprise Car Sales locations in Roseville at 150 N. Sunrise Avenue, in Rancho Cordova at 2757 Citrus Road, or in Elk Grove, 9700 W. Stockton Boulevard and let them know you’re a First U.S. member.
Annual Percentage Rate (APR), terms and offers effective 6/15/19 to 6/30/19 and subject to change without notice. APR assumes 0.50% discount for automatic payments. Your actual APR may be higher and will be based on credit history, the amount financed and the loan term. Interest accrues from date of disbursal. Certain restrictions apply. These offers cannot be used to refinance an existing First U.S. auto loan. Offers cannot be combined with any other offers. Finance up to 125% High Kelley Blue Book.
Kelley Blue Book Trade-In Values used by Enterprise are obtained from ©2018 Kelley Blue Book Co.’s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating & mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle’s base value. If a Kelley Blue Book Trade-In value is not available for customer’s vehicle Enterprise will provide a fair & competitive value for customer’s vehicle. Additional trade-in value of $750 is available only on passenger vehicles & light duty trucks, with a Kelley Blue Book Trade-In Value & when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration & all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. See a Sales Consultant for details. Offer void where prohibited including AK, HI, KY, LA, MD, NE, NM, OK, OR, SC, TX, VA & Washington, D.C. No cash advances. Offer cannot be combined. Not valid on previous purchases. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Photo for illustration only. The “e” logo & Enterprise are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.
Living Trust Services
With An Exclusive First U.S. Member Discount
Through our agreement with Lighthouse Strategic Advisors, First U.S. members have access to discounted Trust Services that can help you provide for your heirs or the causes you support.
Setting Up A Living Trust Can Help:
- Reduce estate taxes
- Provide for your heirs or dependents
- Manage your affairs if you become unable
- Ensure your charitable causes are supported
And with the special discount offered to First U.S. members, you could save a substantial amout over the typical cost of establishing a trust.
Give us a call at (800) 556-6768 or talk to your local branch to set up a free, no obligation consultation today.
| Not NCUA Insured | No Credit Union Guarantee | May Lose Value |
Securities offered through LPL Financial, a Registered Investment Advisor; member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Investment advice offered through Lighthouse Strategic Advisors, a registered investment advisor. First U.S. Community Credit Union and Lighthouse Strategic Advisors are not registered broker/dealers and are not affiliated with LPL Financial
First U.S., LPL Financial, and Lighthouse Strategic Advisors do not provide legal advice. Please consult your legal advisor about your personal situation and whether a trust is right for you.
Save on Your Next Auto Loan
With our Member-Only Discount
Enjoy another perk of First U.S. membership, with a special 0.25% APR discount on any new or used vehicle purchase or refinance. Getting your discount is simple:
- Purchasing from a dealer – simply request First U.S. financing and we will apply the discount during processing. So whatever rate they quote you, we’ll apply the discount on our end.
- Refinancing through First U.S. – your discounted rate will be quoted when you apply.
Talk to your local branch, or call us at (800) 556-6768 for more information, and start saving on your next vehicle today!
Certain restrictions apply. Member discount cannot be combined with any other offers, is subject to change at any time without notice and cannot be used to refinance an existing First U.S. loan.
Make Your Money Work Hard For You
You work hard to save a little here and there. Make sure that your money is working hard for you in return, with some great certificate rates from First U.S.
With funds new to First U.S., $500 minimum
Personal or Business | Regular certificate or IRA
Stop by your local branch, or visit us at firstus.org today to make sure your money is working hard for you.
Annual Percentage Yield (APY), offers and terms effective 5/1/19 and subject to change without notice. Funds must be new on deposit with First U.S. To mix with existing funds, at least 50% ($10,000 minimum) must be funds new to First U.S. APY assumes principal and dividends remain on deposit to maturity. Penalty for early withdrawal may apply. Withdrawals will reduce earnings. Special certi cates mature as standard-rate certificates.
