Send Them Back to School With Everything They Need
Even though it's still hot outside, summer is winding down, and it's time to think about getting Back to School. We can help you send your kids back with everything they need, with a financing solution designed to help you save - it's our Back to School Loan.
- Borrow up to $1,200
- Take up to 12 months to repay, and
- Save with an APR as low as 8.9%
Stop by your local branch today, or call us at (800) 556-6768 to apply!
But act now. This offer is good until September 30, 2017.
Offer effective 8/1/2017 through 9/30/2017, and is subject to change at any time. The quoted APR (Annual Percentage Rate) includes a .50% discount for automatic payments. Income, credit and other criteria will determine actual APR, which may be higher. Payment example, 12 monthly payments of $105. Cannot be used to refinance an existing First U.S. Loan.
Refinance Your Home Loan with NO FEES
Pay off your home loan faster with NO FEES with our No Fee/Your Term Home Loan. Refinance to one of today's low rates, pay NO FEES, and choose a fixed-rate term between 5 and 12 years.
· Save money every month
· Pay off your home before retirement
· Choose the term that meets your needs
· Save with no fees - even if you recently refinanced
Stop by your local branch, visit firstus.org, or call Chris - our Real Estate Specialist - at (916) 576-5664 to get your application going today.
Annual Percentage Rates (APRs), terms and offers accurate as of 8/1/2017 and subject to change without notice. Maximum LTV 80%. Minimum loan amount $50,000. Owner-occupied CA properties only. Available for first mortgage refinances only. Certain restrictions apply. Borrower is responsible for fees/charges imposed by existing lender. If more that 20% of the original principal amount is paid off within the first 12 months, all third-party charges as disclosed on the GFE and settlement statement that were waived at consummation will be recovered, including, but not limited to the cost of the credit report, document preparation, tax service, title, and appraisal. Payment example: 144 payments of $8.52 per $1,000 borrowed. Taxes are not included in payment example; your actual payment will be higher. Offer cannot be used to refinance or pay down/pay off an existing First U.S. loan.
Refinance Your Auto Loan and get a cash bonus up to $300
- No Payments for 90 Days
- Get Cash Out
- Enjoy a low, fixed rate
Call (800) 556-6768 or stop by your local branch today.
Cash bonus, one per vehicle based on refinanced amount from another lender ($100 for refinances of $10,000+, $200 for refinances of $20,000+, $300 for refinances of $30,000+). Terms and offer subject to change or cancellation at any time. Cannot be used to refinance an existing First U.S. loan. Offer subject to change without notice. Loan must remain at First U.S. for 6 months or cash bonus is added to payoff balance. Cash back offer not available for purchases. Interest accrues from date of disbursal.
Is Your Credit Card Rate Going Up?
As Prime Rate continues to climb, you may be paying more every month. You don’t have to worry about climbing interest rates when you have a FIXED RATE VISA® from First U.S.
With NO Annual Fees, NO Penalty Rates, NO Minimum Finance Charges, and NO Over-the-Limit Fees, you’ll save money right from the start. And best of all, if you need to transfer balances to your new First U.S. card, you can do it with NO Balance Transfer Fees – saving you even more.
Apply online or stop by your local branch to get one of the last Fixed-Rate cards available today.
Annual Percentage Rate (APR), terms and offers accurate as of 8/1/2017 and are subject to change without notice. Income, credit and other criteria will determine actual APR. After intro rate period, your rate will not increase. 25-day grace period to avoid paying interest on purchases applies if the total new balance is paid in full by the due date every billing period. If not paid in full, there is no grace period. New VISA accounts only. Offer cannot be used to refinance an existing First U.S. loan.
Tips to Save at a Dealership
Rebate or Low Rate? That is the Question.
Depends on how you intend to use the rebate. If you're using it as your down payment or toward your down payment, you're reducing the price of the vehicle. That typically lowers your total financing costs more than a lower interest rate might. With today's low interest rates, the difference between a low rate offer and a regular rate offer is generally not all that much.
Not sure how to proceed? Search online for a rebate versus low rate calculator or use the rebate/low rate comparison calculator at firstus.org.