Quarterly Newsletter
Enjoy One Of The Lowest Payments Around With A First U.S. HELOC
If you’re looking for a low-rate financing source for almost any need, check out a First U.S. Home Equity Line of Credit (HELOC). A First U.S. HELOC gives you one of the lowest payments around for a secured line of credit. Use the funds for anything from home improvement to education.
- Save with an introductory rate of just 2.99% APR for six months, then rates as low as Prime + 0%
- Enjoy No Annual Fees and No Application Fees
- Save with the lower payments of a full 20-year draw and repayment period
You have many options when it comes to home financing with First U.S., all designed to save you money and keep your budget in check. Our Real Estate specialists are available to help you, from exploring the options that are best for your needs, through application and funding. Call us at (800) 556-6768 or visit firstus.org to get started today!
Annual Percentage Rate (APR), terms and offer accurate as of 07/01/2020 and subject to change without notice. APR is variable and based on Prime Rate as published in The Wall Street Journal (currently 3.25%). Minimum APR 3.99%. Maximum APR 15%. $499 opening fee for 2nd trust deeds or $799 for 1st trust deeds (waived if $5,000 initial advance is taken and account remains open for 3 years), plus recording fees. Appraisal fee may be required. $200,000 maximum loan amount. Not available for purchases. Payment example: 6 monthly payments of approximately $5.50 for each $1,000 borrowed, followed by 236 monthly payments of approximately $6.06 for each $1,000 borrowed.
With our 15/15 ARM
With low rates based on 15-year rates, and a full 30-year term, our special 15/15 ARM will help you save. In addition to possibly paying off your home sooner, refinancing now can give you the freedom to:
- Lower your rate to as low as 2.875%/2.705%APR
- Save more up front with No Points
- Enjoy the stability of just one adjustment, after the first 15 years, and the lower payments you get with a full 30-year term
With our 10/10/10 ARM
Get 10-year rates on a 30-year term with our special 10/10/10 ARM.
- Lower your rate to as low as 2.625%/2.544% APR
- Save more up front with No Points
- Enjoy the stability of just two adjustments, after year 10 and year 20, and the lower payments you get with a full 30-year term
Either way, you’ll know you’re getting a good deal from the lender you trust. Chat with a Real Estate specialist today. We can answer any questions you may have, and help you make the right choice to lower your payments, pay off your home sooner, or to meet any of your home financing needs. Call us at (800) 556-6768 or visit firstus.org to apply today.
APRs (Annual Percentage Rates), terms and o ers accurate as of 07/01/2020 and subject to change without notice. Owner-occupied, CA properties only. Subject to availability. Certain restrictions apply. Taxes and insurance are not included in the payment example; your actual payment will be higher. 15/15 ARM: APR is variable and based on 10-year CMT plus 1%. Maximum adjustment 6%; floor rate 1.00%. Payment example: 180 payments of approximately $4.14 per $1,000 borrowed, followed by 180 payments of $3.83 per $1,000 borrowed (based on fully-indexed value). 10/10/10 ARM: APR is variable and based on 10-year CMT plus 1.5% margin. Max change per adjustment period 3%; max lifetime adjustment 6%; floor rate 1.00%. Payment example: 120 payments of $4.02 per $1,000 borrowed, followed by 240 payments of $3.88 per $1,000 borrowed (based on today’s fully-indexed value).
