Current Newsletter
Keep The Car.
Trade In Your Loan.
- Low, fixed rates
- Cash-out to use any way you want
- No payments for 90 days
You love your car. But if you'd like a better loan, look no further than First U.S. For a limited time, trade in your loan, and refinance from another lender to get cash-out to use any way you need, lower your monthly payment, or shorten the term to pay off your vehicle sooner.
The choices are yours, and the rates are low, and fixed. Talk to a Member Service Representative today. We can help you explore the many ways refinancing can help you meet your needs and stay within your budget. Stop by a branch, visit firstus.org, or call (800) 556-6768 today.
But hurry, this limited time offer won't last long!
Terms and offers effective 8/1/19 and subject to change without notice. Cash bonus, one per vehicle based on 1% of amount financed up to $750. Loan must remain open for at least six months, or cash bonus is paid back to the credit union in full, added to the loan payoff amount. Interest accrues from date of disbursal. Cannot be used to refinance an existing First U.S. loan, and offer not available for purchases. Cannot be combined with any other offers (including member discount).
Back To School
Just Got A Little Easier
Sometimes you need a little extra help with back-to-school expenses. Trust First U.S. for a low-cost solution – our Back-toSchool Loan. It's a low-rate, short-term loan that can help you fund clothes, supplies, or just about anything you need.
- Save with a rate as low as 8.49% APR
- Borrow up to $1,500 for 12 months
- Save with no application or processing fees
Stop by your local branch today, or call us at (800) 556-6768 to help cover your back-to-school costs. But act now. This special offer is only available until September 30th.
Annual Percentage Rate (APR), terms and offer effective 8/1/19 and subject to change at any time without notice. APR includes a .50% discount for automatic payments. Income, credit and other criteria will determine actual APR, which may be higher. Payment example: 12 monthly payments of $131. Cannot be used to refinance an existing First U.S. loan.
Enjoy 15-Year Rates
with Low, 30-Year Payments
You can have your cake, and eat it too. Our 15/15 ARM offers the low interest rates of a shorter-term loan, with the low payments of a full 30-year term. Best of all, there's only one adjustment period - at the end of the first 15 years.
- Enjoy the stability of a longer fixed period than most adjustable rate mortgage (ARM) loans
- Save with the low rates of a shorter-term loan
- And manage your budget with the affordable payments of a full 30-year term
Call today for a free, no-hassle consultation with one of our Home Loan Specialists. We can answer any questions you have, and help you make the right choice for your home financing needs. Call (800) 556-6768 and ask to speak with a Home Loan Specialist, stop by your local branch, or visit firstus.org for more information today!
APRs (Annual Percentage Rates), terms and offers accurate as of 8/1/19 and subject to change without notice. APR is variable and based on 10-year CMT plus 1%. Maximum adjustment 6%; floor rate 1.00%. Owner-occupied, California properties only. Subject to availability. Certain restrictions apply. Payment example: 180 monthly payments of approximately $4.49 per $1,000 borrowed, followed by 180 payments of $4.41 per $1,000 borrowed (based on today's fully-indexed value). Taxes and insurance are not included in the payment example; your actual payment will be higher.
You Can Still Get One of the Lowest Home Equity Line Rates Around
If you've been thinking about tapping into your home's equity, now may be the perfect time. Tackle those home improvements, cover education expenses, or get ready for that end-of-summer vacation. You can use your Home Equity Line of Credit (HELOC) for any need.
And for a limited time, we're offering a special introductory APR of just 4.99% for six months. After the introductory period, your rate can be as low as Prime + 0%, so you'll know you're getting one of the lowest cost, and lowest payment HELOCs around.
- Enjoy a great introductory rate of just 4.99% for six months
- Then, keep your payments in check with an APR as low as Prime + 0%
- Save more with No Annual Fees and No Application Fees
- And with the flexibility of our generous 20-year draw and repayment period, you can access your line when you need it
Our Real Estate professionals are here to help. But hurry, because this limited-time offer won't last forever. Visit firstus.org, or call a Member Service Representative at (800) 556-6768 and ask to speak with a Real Estate Specialist today.
Offer effective 8/1/19 and subject to change without notice. Annual Percentage Rate (APR) is variable and based on Prime Rate as published in The Wall Street Journal (currently 5.50%). Minimum APR 3.99%. Maximum APR 15%. 20-year draw/repayment period with no annual fee. $499 opening fee for 2nd trust deeds or $799 for 1st trust deeds (waived if $5,000 initial advance is taken and account remains open for 3 years), plus recording fees. Certain restrictions apply. Appraisal fee may be required. Owner-occupied, CA properties only. $200,000 maximum loan amount. Not available for purchases. Payment example: 6 monthly payments of approximately $6.60 for each $1,000 borrowed, followed by 234 monthly payments of approximately $6.89 for each $1,000 borrowed.
