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Vehicle Loan Rates

Type of Loan Approximate Term APR as
low as
New Vehicles
(Autos, Pickups, Vans and SUVs 2016 - 2018 model years)
36-66 months
72 months
84 months
2.99%
3.19%
3.29%

Fixed rates. Finance up to 125% of MSRP (plus $895 for GAP insurance) for purchases, and up to 100% (plus $395 for GAP PLUS insurance) for refinances.

Used Vehicles
(Autos, Pickups, Vans, SUVs 2007 - 2015 model years)
36-66 months
72 months
84 months
2.99%
3.19%
3.29%

Fixed rates. Finance up to 125% of high Blue Book (plus $895 for GAP insurance) for purchases and up to 100% (plus $395 for GAP PLUS insurance) for refinances. Vehicles over 10 years old: maximum LTV (Loan-to-value) = 100% (plus $395 for GAP PLUS insurance) and a maximum term of 66 months.

Ask about older model car financing and classic car financing.

APR assumes ½% discount for automatic payments. Certain restrictions apply. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 66 payments of $17 per $1,000 borrowed.

HOMEOWNERS: Drive down your taxes with a First U.S. AUTO EQUITY LOAN. We can create a possible tax break for you by adding a courtesy lien to your primary Calif. residence (check with your tax advisor). See “Auto Equity Loans” under Real Estate.

First Time Auto Buyer (2007 or newer-100,000 or fewer miles)
Ask about discounts up to 1.00% for existing members and family!
Up to 60 mos.
Up to 66 mos.
10.90%
11.49%

Finance up to 100% (MSRP for new or high Blue Book for used), $500 down required. Plus $395 for GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $18,000 for terms up to 66 months. Payment example: 66 payments of $21 per $1,000 borrowed.

New Recreational Vehicles 2016 - 2018 model years (Boats, Trailers, Campers, Motor Coaches) Up to 72 months
84 months
120 months
180 months
5.99%
6.99%
7.99%
7.99%

Finance up to 100% of MSRP, plus tax, license, dealer warranty and GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. 180 month term only available if fully self-contained. Payment example: 72 payments of $17 per $1,000 borrowed.

Used Recreational Vehicles 2015 models or older (Boats, Trailers, Campers, Motor Coaches) Up to 72 months
84 months
120 months
144 months
6.49%
7.49%
8.49%
8.49%

Finance up to 100% of retail NADA, plus tax, license and dealer warranty. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 72 payments of $17 per $1,000 borrowed.

New Motorcycle Loans Up to 84 months 6.99%

Finance up to 110% of MSRP or Retail Kelley Blue Book (including accessories, tax and license), plus GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20 per $1,000 borrowed.

Used Motorcycle Loans Up to 84 months 8.99%

Finance up to 80% of Retail Kelley Blue Book (including accessories, tax and license), plus GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $21 per $1,000 borrowed.

APRs, rates, terms and offers accurate as of 08/22/2017 and subject to change without notice.