Vehicle Loan Rates
| Type of Loan | Approximate Term | APR as low as |
|---|---|---|
| New Vehicles (Autos, Pickups, Vans and SUVs 2025 - 2027 model years) |
36 months 48 months 60 months 66 months 72 months 84 months |
5.29% 5.29% 5.29% 5.49% 5.54% 5.84% |
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NEW! .25% APR Discount on a new or used hybrid or electric vehicle. Learn More Enjoy our everyday 0.50% APR discount on your First U.S. auto loan when you buy a car through Enterprise Car Sales. Learn More |
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| Used Vehicles (Autos, Pickups, Vans, SUVs 2017 - 2024 model years) |
36 months 48 months 60 months 66 months 72 months 84 months |
5.59% 5.59% 5.64% 5.74% 5.79% 6.14% |
| Ask about older model car financing and classic car financing. | ||
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Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. New auto payment example: 60 payments of $19.01 per $1,000 borrowed. |
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| First Time Auto Buyer (2016 or newer-100,000 or fewer miles) | Up to 60 mos. Up to 72 mos. |
10.24% 10.39% |
Finance up to 90% MSRP for new or 90% retail Kelly Blue Book for used. 0.50% APR discount for 80% all-in LTV or less. $500 down required. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $30,000 for terms up to 72 months. New auto payment example: 48 payments of $23.49 per $1,000 borrowed. |
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| New Recreational Vehicles 2025 - 2027 model years (Boats, Trailers, Campers, Motor Coaches) | Up to 60 months 72 months 84 months 120 months 180 months 240 months |
7.74% 7.74% 7.74% 8.24% 8.74% 9.74% |
Finance up to 110% of MSRP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Payment example: 72 payments of $16.69 per $1,000 borrowed. |
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| Used Recreational Vehicles 2024 models or older (Boats, Trailers, Campers, Motor Coaches) | Up to 60 months 72 months 84 months 120 months 180 months 240 months |
7.99% 7.99% 7.99% 8.49% 8.99% 9.99% |
Finance up to 110% of Average Retail JD Power value. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Payment example: 72 payments of $17.41 per $1,000 borrowed. |
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| New Motorcycle Loans (Including ATVs, UTVs, Snowmobiles & Jet Skis) | Up to 84 months | 7.24% |
Finance up to 110% of MSRP or Average Retail JD Power (including accessories, tax and license). New loans are less than one model year old. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $19.92 per $1,000 borrowed. |
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| Used Motorcycle Loans (Including ATVs, UTVs, Snowmobiles & Jet Skis) | Up to 84 months | 8.24% |
Finance up to 110% of Average Retail JD Power (including accessories, tax and license). Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 60 payments of $20.40 per $1,000 borrowed. |
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APRs, rates, terms and offers accurate as of 02/24/2026 and subject to change without notice. Mileage restrictions may apply for vehicle loans. |
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