Skip to main content

Vehicle Loan Rates

Type of Loan Approximate Term APR as
low as
New Vehicles
(Autos, Pickups, Vans and SUVs 2018 - 2020 model years)

 

APRs include MEMBER ONLY discount

36 months
48 months
60 months
66 months
72 months
84 months
3.69%
3.69%
3.79%
3.89%
4.09%
4.59%

Fixed rates. Finance up to 125% of MSRP (plus $895 for GAP insurance, plus warranty) for purchases, and up to 100% (plus $420 for GAP PLUS insurance) for refinances.

Warranty: up to $2,500 warranty, or $3,500 for high-end (MSRP or HKBB over $50,000).

Used Vehicles
(Autos, Pickups, Vans, SUVs 2010 - 2017 model years)

 

APRs include MEMBER ONLY discount

36 months
48 months
60 months
66 months
72 months
84 months
3.89%
3.89%
3.99%
4.09%
4.29%
4.79%

Fixed rates. Finance up to 125% of high Blue Book (plus $895 for GAP insurance, plus warranty) for purchases and up to 100% (plus $420 for GAP PLUS insurance) for refinances.

Warranty: up to $2,500 warranty, or $3,500 for high-end (MSRP or HKBB over $50,000).

Ask about older model car financing and classic car financing.

APR assumes ½% discount for automatic payments and ¼% discount for existing members in good standing. Member discount cannot be combined with any other offers. Certain restrictions apply. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. New auto payment example: 60 payments of $18.33 per $1,000 borrowed. Vehicles 2009 model year and older: maximum LTV (Loan-to-value) = 100% (plus $420 for GAP PLUS insurance) and a maximum term of 66 months

First Time Auto Buyer (2009 or newer-100,000 or fewer miles)
Ask about discounts up to 1.00% for existing members and family!
Up to 60 mos.
Up to 66 mos.
10.90%
11.49%

Finance up to 100% (MSRP for new or high Blue Book for used), $500 down required. Plus $420 for GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $18,000 for terms up to 66 months. Payment example: 66 payments of $21 per $1,000 borrowed.

New Recreational Vehicles 2018 - 2020 model years (Boats, Trailers, Campers, Motor Coaches) Up to 60 months
72 months
84 months
120 months
180 months
6.49%
6.49%
6.99%
7.99%
7.99%

Finance up to 100% of MSRP, plus tax, license, dealer warranty and GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 72 payments of $17 per $1,000 borrowed.

Used Recreational Vehicles 2017 models or older (Boats, Trailers, Campers, Motor Coaches) Up to 60 months
72 months
84 months
120 months
144 months
6.99%
6.99%
7.49%
8.49%
8.49%

Finance up to 100% of retail NADA, plus tax, license and dealer warranty. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 72 payments of $17 per $1,000 borrowed.

New Motorcycle Loans Up to 84 months 6.99%

Finance up to 110% of MSRP or Retail Kelley Blue Book (including accessories, tax and license), plus GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 80 payments of $15 per $1,000 borrowed.

Used Motorcycle Loans Up to 84 months 8.99%

Finance up to 80% of Retail Kelley Blue Book (including accessories, tax and license), plus GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 80 payments of $16 per $1,000 borrowed.

APRs, rates, terms and offers accurate as of 06/17/2019 and subject to change without notice.