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Vehicle Loan Rates

Type of Loan Approximate Term APR as
low as
New Vehicles
(Autos, Pickups, Vans and SUVs 2020 - 2022 model years)
36 months
48 months
60 months
66 months
72 months
84 months
2.29%
2.29%
2.49%
2.69%
2.79%
3.29%

Fixed rates. Finance up to 125% of MSRP (plus $995 for GAP insurance, plus warranty) for purchases, and up to 100% (plus $420 for GAP PLUS insurance) for refinances.

Warranty: up to the greater of $3,500 or 10% of HKKB (max $5,000).

Used Vehicles
(Autos, Pickups, Vans, SUVs 2012 - 2019 model years)
36 months
48 months
60 months
66 months
72 months
84 months
2.59%
2.59%
2.79%
2.99%
2.99%
3.49%

Fixed rates. Finance up to 125% of high Blue Book (plus $895 for GAP insurance, plus warranty) for purchases and up to 100% (plus $420 for GAP PLUS insurance) for refinances.

Warranty: up to the greater of $3,500 or 10% of MSRP (max $5,000).

Ask about older model car financing and classic car financing.

APR assumes ½% discount for automatic payments. Certain restrictions apply. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. New auto payment example: 60 payments of $17.75 per $1,000 borrowed.

First Time Auto Buyer (2011 or newer-100,000 or fewer miles)
Ask about discounts up to 1.00% for existing members and family!
Up to 60 mos.
Up to 66 mos.
10.90%
11.49%

Finance up to 100% (MSRP for new or high Blue Book for used), $500 down required. Plus $420 for GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Maximum loan amount: $18,000 for terms up to 66 months. Payment example: 66 payments of $21 per $1,000 borrowed.

New Recreational Vehicles 2020 - 2022 model years (Boats, Trailers, Campers, Motor Coaches) Up to 60 months
72 months
84 months
120 months
180 months
240 months
5.24%
5.24%
5.24%
5.74%
6.74%
7.24%

Not previously titled or licensed RVs. Finance up to 100% of MSRP plus warranty up to $5,000 and GAP up to $1,000. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $40,000 for 144 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Additional restrictions apply. Payment example: 72 monthly payments of approximately $16.22 per $1,000 borrowed.

Used Recreational Vehicles 2019 models or older (Boats, Trailers, Campers, Motor Coaches) Up to 60 months
72 months
84 months
120 months
180 months
240 months
5.74%
5.74%
5.74%
6.24%
7.24%
7.74%

Previously titled/registered RVs, 2011-2019 models only. Finance up to 100% of retail NADA value plus warranty up to $5,000 and GAP up to $1,000. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Minimum loan amount: $3,000 for 48 months or longer; $5,000 for 60 months or longer; $10,000 for 72 months or longer; $18,000 for 84 months or longer; $25,000 for 120 months or longer; $40,000 for 144 months or longer; $50,000 for 180 months or longer; $75,000 for 240 months. Additional restrictions apply. Payment example: 72 monthly payments of approximately $16.46 per $1,000 borrowed.

New Motorcycle Loans Up to 84 months 6.99%

Finance up to 110% of MSRP or Retail Kelley Blue Book (including accessories, tax and license), plus GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 80 payments of $15 per $1,000 borrowed.

Used Motorcycle Loans Up to 84 months 8.99%

Finance up to 80% of Retail Kelley Blue Book (including accessories, tax and license), plus GAP. Your actual rate may vary and will be based on credit rating, the amount financed and the loan term. Payment example: 80 payments of $16 per $1,000 borrowed.

APRs, rates, terms and offers accurate as of 07/27/2021 and subject to change without notice.