Auto Loans
Auto Loans
In the market for a new or used vehicle? First U.S. has great low rates and affordable payments designed to fit your budget. Get pre-approved first to make your buying experience as smooth as possible. We offer a special rate discount for purchases through our friends at Enterprise Car Sales and Autoland, and our new concierge auto buying service Autoland can help you find a great deal without having to haggle!
Always start by getting pre-approved, then choose the option you prefer:
NEW! Skip the dealer and search/buy your next vehicle with Autoland
We’re happy to introduce you to Autoland – the online auto buying experience that lets you search for your next vehicle and leave the haggling to the Autoland consultants.
- You’ll get a great deal on your vehicle
- Autoland does all the work, locating your vehicle and even securing any available dealer incentives
Save with our everyday discount at Enterprise Car Sales
- Enjoy a 0.50% APR discount when you buy from Enterprise Car Sales
- Shop worry free with a 7-day buyback guarantee
- And you can trust their quality inventory with ASE-certified inspections
- View vehicle inventory
- See current rates and get pre-approved
Everyday discount applies to standard, posted rates. Not available with any other rate discounts or offers.
Get Pre-approved and Visit a Dealer Today
- Credit Union Direct Lending allows you to get First U.S. financing right at the dealership
- Just say "I want First U.S. financing" when you visit your favorite dealer
- Visit our AutoSmart page to get started
In the market for an electric or hybrid vehicle?
- Get a 0.25% APR discount when you buy a 2017 or newer hybrid or electric vehicle (discount applied at loan closing)
- EV Charging Station Financing – Get up to 100% financing and terms up to 60 months with our Eco-Upgrade+ Loan.
Enterprise Labor Day sale.
*Annual Percentage Rate (APR), terms and offers effective from August 29th through September 12th, 2026, and subject to change without notice. Interest accrues from date of disbursal. Certain restrictions apply.
Kelley Blue Book Trade-In Values used by Enterprise are obtained from ©2026 Kelley Blue Book Co.'s website KBB.com. 1Kelley Blue Book Trade-In Value is based on accurate condition rating & mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle’s base value. If a Kelley Blue Book Trade-In Value is not available for customer's vehicle, Enterprise will provide a fair & competitive value for customer's vehicle. Additional trade-in value of $1000 is available only on passenger vehicles and light duty trucks with a Kelley Blue Book Trade-In Value & when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration & all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. See a Sales Consultant for details. Offer void where prohibited including AK, HI, KY, LA, MD, NE, NM, OK, OR, SC, TX, VA and Washington D.C. Offer valid 08/29/2026-09/12/2026. No cash advances. Offer cannot be combined. Not valid on previous purchases.