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Auto Loans

In the market for a new or used vehicle? First U.S. has great low rates and affordable payments designed to fit your budget. We even offer a First Time Auto Buyer program to help you purchase a vehicle without a cosigner, and Auto Equity Loans with potential tax savings for homeowners.

Always start by getting pre-approved, then choose the option you prefer:

Get Preapproved and visit a Dealer Today

  • Credit Union Direct Lending allows you to get First U.S. financing right at the dealership
  • Just say "I want First U.S. financing" when you visit your favorite dealer
  • Visit our AutoSmart page to get started

Save with our everyday discount at Enterprise Car Sales

  • Enjoy a 0.50% APR discount when you buy from Enterprise Car Sales
  • Shop worry free with a 7-day buyback guarantee
  • And you can trust their quality inventory with ASE-certified inspections
  • Save with Enterprise Car Sales today

Everyday discount applies to standard, posted rates. Not available with any other rate discounts or offers.

Enjoy Concierge Buying with Autoland

  • Save Time and Money
  • Autoland helps locate your vehicle and delivers it to you
  • With Autoland, you can relax while they do all the paperwork
  • Learn More

Auto Equity Loans

Enjoy the same great rates but add the potential for tax-deductible interest with a courtesy lien added to your primary residence (consult your tax advisor).

First Time Auto Buyer

It's simple to purchase your first car with a First Time Auto Buyer loan from First U.S.

  • No credit necessary (but no derogatory credit), and no co-signer necessary
  • Only $500 down required
  • Enjoy a low, fixed APR for terms to 66 months
  • Finance up to a maximum of 100% MSRP for new vehicles or 100% of high Kelley Blue Book for used vehicles
  • Ask us about a 1.00% APR discount for existing members or family of existing members, and an additional ½% APR discount for loans of 80% MSRP or high KBB

Call a Member Service Representative at (800) 556-6768 to get more information or to start the process. Or stop by your local branch today.

Annual Percentage Rate (APR), Terms and offers effective 12/13/2018 and subject to change without notice. Existing member is defined as having an account in good standing and open for a minimum of 3 months at the time of loan application.

Recreational Vehicle Loans

Motorcycles and More

For your leisure-time fun, First U.S. offers flexible terms and low rates to finance a variety of recreational vehicles, like motorcycles, boats, campers and more.

New and Used RV Financing

With low rates and terms to 180 months, we make a difference for you with RV financing to help get you on the road and relaxing. We make a difference by allowing you to finance up to 100% MSRP (or 100% retail NADA for used RVs).

RV Equity Loans

Same great rates but enjoy the potential for tax-deductible interest with a courtesy lien added to your primary residence (consult your tax advisor).