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Love your car, trade in your loan

Save with special discount of 0.35% off our everyday low APRs when you refinance from another lender. Plus, enjoy no payments until 2021 and the option to take cash out when you refi.

  • Take 0.35% off your low, fixed APR
  • Make No Payments for 90 days
  • Get cash-out to use any way you want

You can still take advantage of today's low rates, and lower your payment, or pay off your vehicle sooner. It's easy when you trade in your loan with First U.S. And, for a limited time, we’ll take 0.35% APR off our everyday low rates.

If you have equity in your vehicle, you can even get cash out to use any way you want – pay off a higher rate debt, take a vacation, or pay an educational expense with a lower rate.

Talk with a Member Service Representative today at (800) 556-6768, or apply using the link to the left. But hurry, this special rate offer won’t last long.

Annual Percentage Rate (APR), terms and offers effective 11/24/2020 and subject to change without notice. Interest accrues from date of disbursal. Certain restrictions apply. These offers cannot be used to refinance an existing First U.S. auto loan. Finance up to 125% High Kelley Blue Book; up to 100% HKBB with cash out.