Skip to main content

Certificates and IRA

Certificate and Retirement Accounts

Whether you choose a short or long term, a First U.S. certificate can make a difference for you with a low minimum balance, and tiers to help you earn at multiple levels. You'll enjoy the peace of mind knowing that your funds are insured up to $250,000 by the NCUA, a U.S. Government Agency.

  • Certificates can be opened with as little as $500
  • And terms are available from 3 months to 84 months
As usual, First U.S. continues to provide great service. We have been members since 2005, and with service like this, you can count on us to be members forever. Great Job!" - Member since 2005

IRA Certificates

Open a traditional, Roth or Coverdell Education IRA certificate with as little as $500 and enjoy one of the best rates in the nation. Choose from terms of 3 months through 84 months.

Retirement Accounts

First U.S. Retirement Accounts have no trustee or administrative fees, so all of your retirement savings go toward building a nest egg for your future. And, your funds are insured separately to $250,000.

IRA Savings

A basic IRA savings account is a good place to start accumulating funds for retirement. First U.S. savings accounts may be opened as IRAs, and pay dividends on balances as little as $100.

IRA Money Markets

Premier and Premier Plus Money Market Accounts can both be opened as IRAs, assuring you great rates plus additional insurance.