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Certificate and Retirement Accounts

Whether you choose a short or long term, a First U.S. certificate can make a difference for you with a low minimum balance, and tiers to help you earn at multiple levels. You'll enjoy the peace of mind knowing that your funds are insured up to $250,000 by the NCUA, a U.S. Government Agency.

  • Certificates can be opened with as little as $500
  • And terms are available from 3 months to 84 months

IRA Certificates

Open a traditional, Roth or Coverdell Education IRA certificate with as little as $500 and enjoy one of the best rates in the nation. Choose from terms of 3 months through 84 months.

Retirement Accounts

First U.S. Retirement Accounts have no trustee or administrative fees, so all of your retirement savings go toward building a nest egg for your future. And, your funds are insured separately to $250,000.

IRA Savings

A basic IRA savings account is a good place to start accumulating funds for retirement. First U.S. savings accounts may be opened as IRAs, and pay dividends on balances as little as $100.

IRA Money Markets

Premier and Premier Plus Money Market Accounts can both be opened as IRAs, assuring you great rates plus additional insurance.