Skip to main content

Business Share Rates

Account Type Minimum Balance to Open
/ Earn Dividends
Rate APY Rate Type
Regular Savings /
Custom Share Account
$25 / $100 - 4,999
$25/ $5,000 - 24,999
$25/ $25,000 - 99,999
$25 / $100,000+
0.030%
0.030%
0.030%
0.030%
0.03%
0.03%
0.03%
0.03%
Variable
Business Interest Checking $5,000 / $1000+ 0.020% 0.02% Variable
Ultimate Business Checking Checking $50,000 / $50,000 - $99,999
$50,000 / $100,000+
0.040%
0.050%
0.04%
0.05%
Variable
$mart Start Money Market $0 / $0 - $2,000.00
$0 / $2,000.01 - $5,000.00
$0 / $5,000.01 - $10,000.00
$0 / $10,000.01 - $50,000.00
$0 / $50,000.01+
1.982%
0.499%
0.250%
0.050%
0.040%
2.00%
0.50%
0.25%
0.05%
0.04%
Variable
Premier Business Money Market $2,500 / $2,500 - $9,999
$2,500 / $10,000 - $24,999
$2,500 / $25,000+
0.100%
0.150%
0.200%
0.10%
0.15%
0.20%
Variable
Premier PLUS Business Money Market $50,000 / $50,000 - 99,999
$50,000 / $100,000 - 249,999
$50,000 / $250,000+
0.200%
0.349%
0.449%
0.20%
0.35%
0.45%
Variable

Certificate Rates

Share & IRA Certificates $500 Min. Balance $10,000 Min. Balance $50,000 Min. Balance $100,000 Min. Balance Rate Type
Rate APY Rate APY Rate APY Rate APY
3-5 Month Certificate 0.150% 0.15% 0.150% 0.15% 0.200% 0.20% 0.200% 0.20% Fixed
6-11 Month Certificate 0.250% 0.25% 0.250% 0.25% 0.250% 0.25% 0.300% 0.30% Fixed
12-17 Month Certificate 0.399% 0.40% 0.399% 0.40% 0.399% 0.40% 0.499% 0.50% Fixed
18-23 Month Certificate 0.449% 0.45% 0.449% 0.45% 0.449% 0.45% 0.549% 0.55% Fixed
24-29 Month Certificate** 0.648% 0.65% 0.648% 0.65% 0.698% 0.70% 0.698% 0.70% Fixed
30-35 Month Certificate** 0.698% 0.70% 0.698% 0.70% 0.747% 0.75% 0.747% 0.75% Fixed
36-47 Month Certificate 0.747% 0.75% 0.747% 0.75% 0.797% 0.80% 0.847% 0.85% Fixed
48-59 Month Certificate 0.946% 0.95% 0.946% 0.95% 0.946% 0.95% 0.995% 1.00% Fixed
60-71 Month Certificate** 1.045% 1.05% 1.045% 1.05% 1.045% 1.05% 1.144% 1.15% Fixed
72-83 Month Certificate 1.094% 1.10% 1.094% 1.10% 1.094% 1.10% 1.193% 1.20% Fixed
84 Month Certificate 1.094% 1.10% 1.094% 1.10% 1.094% 1.10% 1.193% 1.20% Fixed

Rate = Dividend Rate.
APY = Annual Percentage Yield. Rates and terms are subject to change without notice.
Rates Effective: 11/24/2020.

Smart Start MM APY is earned on the portion of your balance in each rate tier. Blended APY: $0 - $2,000.00 is 2.00%; $2,000.01 to $5,000.00 is 2.00% - 1.10%; $5,000.01 to $10,000.00 is 1.10% - 0.67%; $10,000.01 to $50,000.00 is 0.67% - 0.17%; $50,000.01 to $100,000 is 0.17% - 0.11%. First $5,000 must be funds new on deposit to First U.S. Limit one Smart Start Money Market per member (and one Smart Start IRA Money Market per member). Check access not available.