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Business Checking

Business Checking - The Credit Union Way

First U.S. makes a difference in our communities by helping small businesses with a variety of low-cost products and services.

Take our business checking accounts, for example. We can lower your bank checking costs, and provide FREE Online Banking and Bill Payment access for anytime, anywhere management of your business funds.

  • Convenient check writing with low transaction fees and FREE checking options
  • Enjoy debit card access for sole proprietors anywhere VISA is accepted
  • ATM access at 30,000 CO-OP Network ATMs nationwide
  • More than 5,000 Shared Branching locations

Free Business Checking

A business checking account with no monthly service charges and no minimum balance requirements. - Best for entrepreneurs just starting out or businesses with low amounts of capitol.

Business Interest Checking

Earn interest on your business checking funds without confusing sweep accounts, and enjoy a much lower minimum balance than with other business interest checking accounts. - Best for businesses that want to earn interest on their working capitol.

Ultimate Business Checking

Put your funds to work for you and earn our highest rates for business checking with the Ultimate Business Checking account. - Best for businesses with high balances and lots of monthly transactions.

Account Details Free Business Checking Business Interest Checking Ultimate Business Checking
Minimum Opening Balance $0.00 $5,000 $50,000
Minimum Balance to Earn Dividends n/a $1,000 $50,000
Dividend Rates n/a 0.040% APY Up to 0.100% APY
(see rates)
Item Limits 100 per month 300 per month Unlimited
Monthly Fees $0.00 $15.00 $15.00

Reorder Checks

When it’s time to reorder, it’s easy with Harland Clark, our check partner.

  • Reorder checks with just a few clicks
  • Enjoy a variety of accessories to streamline your business payables