First U.S. – Official Site of Better Than FREE Checking

Family standing outsite their house.

30-year Fixed Home Loan

Purchase, Refi, No points
3.13% / 3.18% APR

Smart Start Money Market

$mart Start Money Market

Earn up to 3.00% APY
with our reverse tier
Money Market

Young couple using a laptop.

Personal Loan Special

Save with a rate as low as 5.75% APR
and No Payments for 60 Days

Cash Rewards Visa

New! Cash Rewards Visa

Earn up to 3% back
on everyday purchases

Group of College graduates taking a selfie.

First U.S. Scholarships

Making a difference for
our student members

Deck Out Your Backyard

with a First U.S. HELOC
Rates as low as 2.99% for 6 Months
Followed by 3.99% (Prime + 0)

Accounts and Loans

Locations

Mobile Banking

Today's Rates

Rates as of 07/09/2020
5-Year Fixed	2.50/3.08% APR
15-Year Fixed	2.75/2.87% APR
Home Equity Line	2.99% intro rate for 6 months (new HELOCs), then 3.99% (Prime + 0)
Roof Equity	Prime + 0%
View real estate loan rates

Rates as of 07/09/2020

APRs as low as 2.99%

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

View all available auto loan rates

Rates as of 07/09/2020
Extreme Savings	0.50% APY
Better Than FREE Checking	1.00% APY
Platinum Money Market	up to 0.50% APY
24-Month Certificate	up to 1.00% APY
View all available savings rates