First U.S. – Official Site of Better Than FREE Checking

First U.S. Welcomes McClatchy
Employees Credit Union Members

Read About Our New Partnership

Woman in a white shirt enjoying freedom with her car in the great outdoors

Refinance Your Vehicle

Cash Bonus up to $750

Smart Start Money Market

$mart Start Money Market

Earn up to 3.00% APY
with our reverse tier
Money Market

Make your money
work hard for you

Certificate Specials as
High as 2.25% APY

A mother preparing her two children for school.

Get Them Everything They
Need for Back to School

and get yourself
a special rate.

Deck Out Your Backyard

with a First U.S. HELOC
intro rate of 3.99% for 3 months,
then as low as Prime + 0% APR

Young couple in front of their new home

Get 10-year rates

on a 30-year home loan
with our 10/10/10 ARM.

Accounts and Loans

Locations

Mobile Banking

Today's Rates

Rates as of 09/17/2019
5-Year Fixed	3.00/3.59% APR
15-Year Fixed	3.13/3.25% APR
Home Equity Line	5.25% APR
Roof Equity	5.75% APR
View real estate loan rates

Rates as of 09/17/2019

APRs as low as 3.69% with Member Discount

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

View all available auto loan rates

Rates as of 09/17/2019
Extreme Savings	0.50% APY
Better Than FREE Checking	1.00% APY
Platinum Money Market	up to 0.90% APY
24-Month Certificate	up to 2.00% APY
View all available savings rates