First U.S. – Official Site of Better Than FREE Checking

Smart Start Money Market

$mart Start Money Market

Earn up to 3.00% APY
with our reverse tier
Money Market

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Get the Best of Both Worlds

15-Year Rates with
Low, 30-Year Payments

Deck Out Your Backyard

with a First U.S. HELOC
Rates as low as 2.99% for 6 Months
Followed by Prime + 0% (3.99% min.)

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30-year Fixed Home Refi Loan

No points
2.990% / 3.037% APR

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First U.S. Scholarships

Making a difference for
our student members

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Better Than Free Wallet

Manage Your Money
Like A Boss

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30-year Fixed Home Purchase Loan

New, lower rate!
2.875%/2.946% APR

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Today's Rates

Rates as of 07/27/2021
5-Year Fixed	2.250/2.538% APR
15-Year Fixed	2.375/2.489% APR
Home Equity Line	2.99% intro rate for 6 months (new HELOCs), then 3.99% (Prime + 0)
Roof Equity	Prime + 0%
View real estate loan rates

Rates as of 07/27/2021

APRs as low as 2.49%

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

View all available auto loan rates

Rates as of 07/27/2021
Extreme Savings	0.50% APY
Better Than FREE Checking	1.00% APY
Platinum Money Market	up to 0.30% APY
View all available savings rates