First U.S. – Official Site of Better Than FREE Checking

First U.S. Welcomes McClatchy
Employees Credit Union Members

Read About Our New Partnership

Make your money
work hard for you

Certificate Specials as
High as 2.25% APY

Deck Out Your Backyard

with a First U.S. HELOC
intro rate of 3.99% for 3 months,
then as low as Prime + 0% APR

A mother preparing her two children for school.

Get Them Everything They
Need for Back to School

and get yourself
a special rate.

Woman in a white shirt enjoying freedom with her car in the great outdoors

Refinance Your Vehicle

Cash Bonus up to $750

Smart Start Money Market

$mart Start Money Market

Earn up to 3.00% APY
with our reverse tier
Money Market

Young couple in front of their new home

Get 10-year rates

on a 30-year home loan
with our 10/10/10 ARM.

Accounts and Loans

Locations

Mobile Banking

Today's Rates

Rates as of 09/18/2019
5-Year Fixed	3.00/3.59% APR
15-Year Fixed	3.13/3.25% APR
Home Equity Line	5.25% APR
Roof Equity	5.75% APR
View real estate loan rates

Rates as of 09/18/2019

APRs as low as 3.69% with Member Discount

90 day no-payment option

Finance up to 125% (new)
or 125% High KBB (used)

View all available auto loan rates

Rates as of 09/18/2019
Extreme Savings	0.50% APY
Better Than FREE Checking	1.00% APY
Platinum Money Market	up to 0.90% APY
24-Month Certificate	up to 2.00% APY
View all available savings rates